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Stevera
Stevera

Financial Operating Infrastructure for College Athletics

The Financial Operating System for Institutional Athletics.

Stevera helps universities manage, approve, monitor, reconcile, document, and audit athlete financial activity — from institutional revenue sharing and third-party NIL to contracts, tax-document readiness, and future disbursements — while connecting institutional workflows with trusted banking-partner coordination.

Request a DemonstrationExplore a Founding Design Partnership

Working prototype available for university, athlete, and banking-partner demonstrations.

Why Now

Universities are now inside the athlete payment flow.

Institutional revenue sharing under the House v. NCAA settlement framework places universities directly in the flow of athlete-related payments for the first time. That shift creates financial, compliance, governance, banking, documentation, reporting, and audit responsibilities that did not previously sit with the athletic department or business office — and that most institutions do not yet have a coordinated system to manage.

The Current State

Today, that responsibility is fragmented.

Obligations get tracked in spreadsheets. Approvals happen over email. Contracts, disclosures, and compliance records live in separate systems that don't talk to each other. Banking execution sits outside the workflow entirely. When a question comes from leadership, a conference, or an auditor, the answer has to be reconstructed by hand.

  • Spreadsheets standing in for a system of record
  • Email threads standing in for approvals
  • Disconnected contract files and compliance records
  • Banking execution disconnected from institutional decision-making

Stevera OS

One coordinated institutional operating layer.

Stevera OS connects athletics, compliance, finance, legal, banking-partner coordination, reporting, athletes, and university leadership inside a single operating layer — so a decision made in one place is documented, visible, and reconcilable everywhere it needs to be.

Stevera
AthleticsComplianceFinanceLegalBankingReportingAthletesLeadership
Diagram: Stevera OS connects athletics, compliance, finance, legal, banking, reporting, athletes, and leadership around one coordinated institutional record.

Operating Lifecycle

Eight steps, one record.

  1. 01University
    PlanThe university models revenue-share obligations and NIL activity ahead of a term or cycle.
  2. 02University
    ReviewCompliance and finance review disclosures and obligations against institutional policy.
  3. 03University
    ApproveAuthorized university staff approve activity before anything moves forward.
  4. 04Stevera
    DocumentStevera OS captures agreements, disclosures, and approvals as a single institutional record.
  5. 05Banking Partner
    ExecuteStevera OS generates a payment instruction file; the banking partner executes payment.
  6. 06Stevera
    ReconcileStevera OS reconciles executed payments back against the institutional record.
  7. 07Stevera
    ReportLeadership, compliance, and finance get reporting drawn from the same underlying record.
  8. 08Stevera
    AuditEvery step leaves evidence inside Stevera OS — ready to be reviewed, not reconstructed.

The university remains the decision-maker at every step. Stevera OS coordinates workflow, documentation, instruction generation, and reporting. The banking partner is involved only at execution — Stevera does not custody or transmit funds.

Responsibility, Separated Clearly

University decision. Stevera coordination. Bank execution.

01UniversityUniversity DecisionThe university determines and approves the obligation. The university is the decision-maker throughout.
02SteveraStevera Documentation & Instruction GenerationStevera OS records the university's approval and generates a bank-ready payment instruction file.
03Banking PartnerBanking-Partner ExecutionThe banking partner executes approved payment instructions from the university-controlled account and performs the regulated banking and settlement functions.
04SteveraStevera Reconciliation & ReportingThe executed payment is reconciled back into the institutional record and reflected in reporting.

Stevera does not custody or transmit funds and does not control the university's or an athlete's bank accounts. Stevera is not presented as having access to athlete routing or account numbers. Stevera does not perform payroll processing or employer tax withholding, and the platform is not designed to convert universities into payroll processors. Banking-partner connectivity is in collaborative development.

Platform Capabilities

Coordinated capabilities, one operating layer.

Every capability is labeled honestly: what's available in the working prototype today, and what's in collaborative development.

Revenue Share Operations

Plan, review, approve, and document institutional revenue-share distributions, including generating the resulting payment instruction file.

Available in Working Prototype

Third-Party NIL Disclosure and Review

Disclosure intake, compliance review, and internal routing for third-party NIL activity.

Available in Working Prototype

Contracts and Tax Readiness

Agreement drafting and in-app signing, plus 1099 generation and tax-document readiness tracking.

Available in Working Prototype

Reporting and Audit Evidence

Executive reporting and a structured, exportable audit trail drawn from the same operating record.

Available in Working Prototype

Athlete Financial Action Center

A mobile and web experience where athletes review agreements, track activity status, and access tax documents.

Available in Working Prototype

Predictive Oversight, Banking Integration, and AI Support

Rule-based risk scoring, a structured payment-instruction handoff to banking partners, and AI-assisted review support are all in collaborative development.

In Collaborative Development

See the full capability matrix and architecture →

See Stevera OS

One system of record, two experiences.

Product views are grounded in the Stevera OS working prototype and shown with fictional data.

University Portal — Athletic Department Overview

Stevera OS — University Portal
Illustrative university-portal dashboard for the fictional Northbridge University Athletics, showing revenue-share cap utilization, a treasury cap tracker, compliance status, a financial summary, and quick actions for reviewing the compliance queue, Title IX reporting, CAPS status, and generating a deal link. Fictional institution and sample data.

University Portal — Compliance Review Queue

Stevera OS — University Portal
Illustrative compliance review queue showing four sample records — a revenue-share agreement awaiting compliance countersignature, a third-party NIL disclosure requiring human review, an NIL Go submission-preparation record missing supporting documentation, and an associated-deal review requiring institutional escalation — each with category, key facts, assigned reviewer, due date, status, and the next action. No balances, banking details, or private athlete financial information appear. Sample data.

See the full university solution →

Athlete Application — Action Center

Illustrative athlete mobile app screen showing an action feed: a university revenue-share agreement needing the athlete's signature, two third-party items under institutional review, associated-deal review threshold progress, a tax-document ready alert, and a bottom navigation with Home, Earnings, New Deal, Deals, Tax, and Help tabs. Fictional counterparties and sample data.

Athlete Application — Earnings

Illustrative athlete mobile app earnings screen showing recorded payments, an optional tax-reserve estimate, pending distribution, recent activity, and a Future Wealth Hub teaser labeled with its current capability status. Sample data.

See the full athlete experience →

Built For

Every stakeholder in the athlete financial workflow.

Universities

Athletics, compliance, finance, legal, and business-office teams get one coordinated system of record for athlete financial activity — built for workflow, controls, and audit readiness rather than another disconnected spreadsheet.

Learn more about Universities

Banking Partners

Stevera OS coordinates institutional decisions and produces approved payment instructions; regulated account, payment, treasury, and settlement functions remain with the banking partner.

Learn more about Banking Partners

Athletes

A single place to see agreements, payments, third-party NIL activity, and tax documents — with optional financial education and partner-enabled banking.

Learn more about Athletes

Future Direction

Conferences and Governing Stakeholders. Coordinated, institution-level reporting for conference and governance stakeholders is a future direction for the platform.

Share your interest in Conferences and Governing Stakeholders

CSC and Regulatory Readiness

Operationalize readiness across the athlete financial workflow.

Illustrative institutional readiness view
This section uses fictional records to demonstrate how Stevera can organize workflow evidence. It does not represent Stevera's certification status or the readiness of any real institution.

Disclosure and Reporting Readiness

CSC tracking, NIL Go submission routing, associated-deal thresholds, and agent-fee disclosure records.

Ready for Institutional Review

Compliance Program Readiness

CAPS education tracking and Title IX / women's-sports monitoring.

Evidence Complete

Evidence and Audit-History Readiness

Sponsor and facilitator records, obligation tracking, and exportable audit evidence.

Evidence Complete

These are internal workflow statuses — not legal conclusions, certifications, or NCAA, CSC, NIL Go, or regulatory approvals.

See full readiness detail →

Security and Trust

Built with institutional controls in mind.

Stevera OS is designed around role-based access and least-privilege principles. The current permission model is designed not to expose athlete account balances, banking details, tax-reserve information, or transaction history to university staff or agents.

  • Application access scoped by role across university, athlete, and agent experiences
  • Production deployments are configured to use HTTPS/TLS for data in transit
  • Structured audit logs across compliance and financial workflows
  • Least-privilege system design
  • Vendor-risk readiness
  • Security certifications (such as SOC 2) are on the roadmap and are not represented as complete

Explore a Founding Design Partnership

We are seeking a select group of institutional collaborators to help shape the operational standard for the next generation of college athletics. We would welcome the opportunity to meet with athletics, compliance, finance, legal, and university leadership teams to demonstrate the working prototype, understand institutional priorities, and explore what a founding design partnership could look like.

Request a Demonstration

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